We organize the chaos of finance

Sarathy organizes and makes it clear to you where your money is going in a clean and intuitive way.

Why Sarathy

Uni life is a lot. Money shouldn't be the loudest part.

Allowance, shifts, hall fees, a late Grab. Most students keep it all in their head.

sa·ra·thi the charioteer

Sarathy keeps your money steady while you live uni life.

Day 1 Payday

Money arrives from everywhere.

Meet Mei, Year 2. Money lands from five places at once. Scroll and watch Sarathy sort it.

ProtectedHall fees, transport, plans

S$687.79 set aside

Day to dayFood, rides, small buys

S$50.00 spent so far

In and savingAllowance, pay, goals

S$1,020 in, S$120 to Trip home

Safe to spend today

S$23.17

S$162.21 left, 7 days to go

  1. 01Five sources, three apps, one tired brain.
  2. 02Sarathy sorts it. Hall fees and transport are protected first.
  3. 03What is left becomes one number for today.

Day 9 Can I afford this?

Ask before you tap.

Pick what Mei is about to buy. Sarathy checks it against today.

Today

Safe to spend today

Pick something to check it against today.

Day 16 The quiet work

Everything else, handled quietly.

Receipts, bills and questions, handled without a spreadsheet.

Imports and scans

Snap a receipt, it's sorted.

Fixed costs, protected

Bills set aside first.

Sarathy chat

Answers from your real numbers.

Day 23 Thinking about December Plus

See next term before it happens.

Move one habit and watch Mei's trip home move with it.

Funded by Dec2 months sooner
Goal S$600OctNovDecJanFebMar

Day 30 The month, readable

A month you can actually read.

Where it was easy, where it got tight, and the night Mei chose to go over.

Sat 12Over

Concert. S$64.83 over today, spread across the next six days instead of becoming a surprise.

Pricing

Start free. Upgrade when it pays.

Start on Starter. Add Plus in the app when you need more. Prices in SGD.

Sarathy Starter

The daily safety loop for people who want to know if today is okay.

S$0forever

  • Safe-to-spend check
  • Basic transaction logging
  • Starter goals and money story
  • 20 Sarathy messages per day
Start free

Sarathy Plus

Most personal

Deeper memory, stronger planning, and a more personal Sarathy that keeps learning with you.

S$5.99per month

  • Unlimited Sarathy AI messages
  • Unlimited imports and receipt scans
  • Advanced future scenarios
  • Monthly personal money report
Get Plus

Questions before you start

No. Import a CSV statement from your bank, snap a photo of a receipt, or log spending yourself. Sarathy works from what you choose to give it.

Sarathy Plus is S$5.99 per month: unlimited Sarathy messages, unlimited imports and receipt scans, saved chat history, future scenarios, a monthly personal money report, and family and remittance guardrails.

Yes. The My data page shows the profile, logs and context Sarathy uses for its answers.

Sarathy - Money clarity for university life in Singapore